Finding the right credit card to suit your needs can prove to be a real challenge with so many on the market to choose from. Each offers unique perks and each comes with their own drawbacks, especially when looking for one with good travel rewards . Thankfully, when it comes to finding the best airline rewards credit cards the hard work has been already been done for you.
Online sites have made everything from ordering dinner to buying a new car easier than ever. Now, weighing the pros and cons of the top credit cards on the market takes a matter of minutes. Plus, you can apply and be approved in seconds.
First Things First
Before applying for any credit card, is always in your best interest to know your credit score. With sites like Credit Karma, you’ll be able to check your score for free before applying. Each card has their own stipulations on qualifying scores, but the higher your score is the better chance you have of obtaining a great one.
If you would like to give your score a little boost, paying off any outstanding bills or existing loans is the perfect solution.
One of the best airline rewards credit cards on the market comes from Chase, and is called the Sapphire Preferred® Card. By spending $4,000 in the first three months you earn $625 to put towards travel expenses, which is a pretty decent amount! Afterwards, every point you earn on qualified purchases gives you another dollar though your Chase Unlimited Rewards.
The recommended minimum credit score for this card is 690, with APR rates ranging between 16.49% and 23.49% depending on your credit. There is no fee for the first year you use the card, but afterwards the annual fee is $95. All together, this is a great card for earning travel points throughout the year whether you need them for business or simply want to take a nice summer vacation.
Bank of America
At first glance, you may notice that the BankAmericard Travel Rewards® Credit Card has no annual fee, and even comes with 0% APR for the first 12 billing cycles. Both of these are highly appealing features, and are not typically found in a rewards card. Even better, spend $1,000 in the first three months and earn 20,000 bonus points, or a $200 statement credit, for travel.
APR rates vary from 15.49% to 23.49% based on your credit, and is recommended to have a score of at least 690 before applying.
By spending $3,000 in the first three months, those with a Capital One® Venture® Rewards Credit Card will earn 40,000 miles. That means they will have $400 to put towards travel expenses in no time. The rewards is set up 2 miles at a time, making it easy to earn double what other cards offer.
There is no annual fee for the first year, but every year after that the fee will be $59. APR is variable, and can range from 13.49% (the lowest yet!) to 23.49%. It is recommended that you have a score of at least 690 for this card as well.
Best Airline Rewards Credit Cards
Finding a card with great earning potential on travel points doesn’t have to be a hassle. It’s easier than ever to compare and contrast what companies offer, then choose the card that works best for you. These are just three of the top ranking cards available to consumers today, and make for a great place to starting point in your search for the best airline rewards card available.