Image credit: Pixabay When you’re in your early twenties, you can be forgiven for not thinking about your retirement. You’re new to the workforce. You’re young and you have your whole, long, life ahead of you to contribute to your retirement. You also have rent to pay. But as you’re nearing your thirties, you will […]
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Source An astounding one-third of all Americans haven’t saved a dime for retirement, yet many experts agree that striking up your savings in your 20s is ideal for building a substantial nest egg for the future. It’s difficult to see into the future to estimate how much you’ll need to have available for when you retire,
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In the digital era, the future of selling is to stop pushing and start providing, meaning smart salespeople are going to have to change their strategies. Whereas in the past, many sales leaders advocated a more aggressive sales tactic, and consumers responded by turning their backs as soon as lower-pressure alternatives presented themselves. You can
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There comes a time when we all need more money. Bills and responsibilities grow and they require us to find a better way to make ends meet. Now’s not the time to give up. There are ways to make life easier on yourself. Start spending less and paying attention to where it’s possible to cut
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There are a lot of different types of mortgages out there, all of which have their own pros and cons. Because you usually have to sign up for a mortgage for a very long time, it is important that you consider your different options first. One of those options is found in Florida mortgages from
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In the past, small business owners had no choice but to deal with local banks when applying for a small business loan. With today’s new technology, online lenders are springing up all over the place and making it easier for small businesses to secure financing for their company. This is an excellent opportunity for small businesses
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The World Isn’t Fair You can do everything right and still see your credit get spiked unfairly, unjustly, and even illegally. You may have come against such situations already. See if this sounds familiar: you pay for your smartphone at the outset. You pay a monthly charge. You pay this charge for two years. At
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Getting out of debt takes discipline and a plan; if you’re like many Americans in the current tough economy, you’ve probably got the discipline part down pat; now all it takes is a tried and true plan to get your finances under control. If you’re in over your head with debt, then follow these straightforward
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It shouldn’t come as a surprise that student loans are some of the most common types of unsecured debt out there. After all, there are literally millions upon millions of people in school; with even more graduates still stuck with the bill. Luckily, there are plenty of loan consolidation options available to help assuage the financial
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At some point, your small business might unfortunately experience unwanted cash flow challenges. When this happens, it’s often difficult to pay your employees, pay your vendors, and pay for your day-to-day operations. A popular method of funding your company in the short term is to get a small business credit line. By going this route,
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Refinancing your student loans is one of the easiest ways to save money and interest payments and lower your monthly student loan expenses. You can easily free up additional cash, get your budget under control, and experience a sigh of relief after refinancing is complete. To help prevent getting rejected for refinancing you should use
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Are you struggling to keep your head above water? Has your financial picture gotten so murky that it’s hard to keep up with your monthly credit card payments? If so, it is possible to solve your credit card issues once and for all. But occasionally our debt issues are so big that it’s practically impossible to
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